Three Things to Look for in a Small Business Business Credit Card

Three Things to Look for in a Small Business Business Credit Card
Anyone who has ever carried a small business business
credit card can tell you that not all small business credit
cards are created equal. Selecting the wrong one can cost
your company money and can cheat your business out of many
small business credit card perks. Because the bottom line
is everything when it comes to a small business success,
there are some things you need to look for before applying
for any line of business credit. Here are three critical
factors to consider when applying for a small business
business credit card.

1. Do They Understand Small Businesses?

I've already said that not all credit cards are created
equal. The same can be said for businesses in general. Your
small business has unique needs. You need a credit card
company that understands this.

When applying for a business credit card, make sure it's
geared towards small business. It's great if XYZ MasterCard
offers individualized billing for employee cardholders and
has a department to help arrange employee travel, but you'd
probably be better off with a small business business
credit card that offers cash-back rewards or discounts on
office supplies. A card geared towards small businesses
will understand this.

2. Interest Matters

In an ideal world you'd pay your small business business
credit card off in full each month and would never pay a
penny in interest. Unfortunately, we don't live in an ideal
world. There will be times when unexpected expenses arise
and they might not be paid off in full at the end of the
month. Because of this, you need to look for a card that
offers a low interest rate in addition to small business
perks.

3. Add Up the Rewards

Once you've narrowed your credit card selection down to
companies that understand small business needs and
companies that offer a low interest rate, it's time to
start calculating the rewards.

The small business business credit card industry has gotten
quite competitive over the years. Because of this, there
are generous rewards programs in place. This can mean great
perks for your small business. Look for cards that offer
concierge services, travel insurance, emergency cash and
card replacements and, of course, rebates and cash-back
bonuses.

Finding the best credit card for your small business will
take time and effort, but when you're business is equipped
with the best small business business credit card and is
benefiting from the rewards, it will all be worth it.

----------------------------------------------------
For more tips on business credit cards, saving money and
avoiding getting taken, check out CreditCardTipsEtc.com, a
website that specializes in providing credit card tips,
advice and resources.
http://www.creditcardtipsetc.com/business_credit_cards