How To Find An Investment Club

For many people, taking the plunge into investing can be a
daunting experience. They may have little investment
knowledge or limited funds. Joining or starting an
investment club is a great way to learn about investing in
stock or real estate. Investment clubs enable members to
pool their money for joint investment so you don't need to
have massive capital to start investing.

Finding an online investment club
There are many online investment clubs available. To start
with, choose an investment club that fits your investing
style and interests. Do you want to invest in stock or real
estate? If you are a male (or female), do you prefer to
join an all-men (or all-women) or mixed investment club?

Finding a good fit is important for an online investment
club. Keep in mind what your main objective is for joining
a club. If you are new to investing and need support and
knowledge, be sure to choose a club that offers lots of
hand-holding for its members.

Another important feature of an online investment club is
the forum or discussion board. It allows members to
communicate with each other since they don't meet face to
face. They can ask and answer questions. Newbies can learn
a lot from others who are more knowledgeable and
experienced. People from all over the world can join an
online investment club. Distance is not a problem as the
internet has made it possible for them to stay connected.

Choose a long established online investment club that is in
line with your approach to investing. You should contact
the club directly if you have any questions. Enquire about
its past and current investment performance.

Finding an offline (or local) investment club
For people who have time to socialize, they may prefer to
join a local investment club. These clubs are similar to
online clubs except that members meet locally, typically
once a month, to discuss and evaluate what stocks to invest.

The meetings incorporate educational talks on various
investing subjects. You have the opportunity to hear
investment experts speak and share their experience – not
from someone with textbook knowledge only.

Local investment clubs are often advertised in the local
newspaper classified ads. You may also find them through
postings on bulletin boards. Your local bank may also have
information about investment clubs. Another good way to
find a local investment club is through word of mouth. Ask
your co-workers or friends. Chances are they may know
someone who is a member of an investment club and can make
a recommendation to you.

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Investment clubs have been growing tremendously in recent
years. Many people who feared about investing on their own
have reaped the rewards by joining or starting an
investment club. Learn more about investment clubs at
http://www.aboutinvestmentclub.com/art-find

Here's sharing a Powerful Concept that can help you achieve Wealth and Riches...

Albert Eintstein said that the "power of compounding" is
possibly the most powerful financial concept. What is the
second most powerful financial concept then?

In my opinion, it is Leverage.

What is Leverage?

Leverage comes from the word "Lever".

Simply put, it means the ability to do ever more with less.
If you understand how to harness the power of leverage, you
can achieve maximum results with minimum effort. Think in
terms of doing more and more with less and less.

What is the greatest Leverage in the world?

It's the leverage of your mind!

What you think is real becomes your reality.

So what is your reality? Whatever "belief" you accept would
eventually become your reality." Some people believe they
can never succeed. Some people who are born poor believe
they can become rich. So what is your belief

Humans will never fly was the reality for most people less
than 100 years ago. However, the Wright brothers who
invented the aeroplane think it is possible for human
beings to fly! And they went on to "invent" the aeroplane.

Most people have "limiting beliefs". When you think about
it, the only "limit" is the limit we place on ourselves and
accept.

Give you another example. Singapore was just a sleepy
fishing village years ago. However, Sir Stamford Raffles
saw in his mind that Singapore can become a great port and
even today, Singapore still remains one of the busiest
ports in the whole word. Thus, the ability to leverage your
mind to see "possibilities" instead of negativity and
obstacles is one way one can move ahead in life.

So the number one lesson I want to share with you is:"our
mind is our most powerful tool of Leverage."

Most people do not achieve MORE because they have NEVER
grasped the concept of Leverage.

What are the things we can leverage on?

1. Other people's money. For instance, if you start a
business, and you get other shareholders in to chip in
money. That is leveraging on other people's money. When you
run a business and you borrow a loan from the bank, that's
also leveraging on other people's money!

2. Other people's experience. For example, I worked in the
bank for 7 years before I move out to set up my own
business. While I was in the bank, I keep tapping on the
experience of "business owners I meet"; my superiors who
were in their 40s and 50s. I asked them about the Oil
crisis in 1973, the Singapore recession of 1985. In 1973, I
was just a 4 year old, but does it mean that I cannot tap
on the experience of those people who are older than me? Of
course we can!

3. Other people's knowledge. For example, I consider myself
a financial expert. It took me more than 14 years to
acquire the expert knowledge I have. However, am I an
expert in say "Information Technology"? No, I can simply
leverage on the expertise of IT specialists. Am I an expert
in SMS marketing? I'm not, but I can leverage on the
expertise of a SMS marketing expert.

4. Other people's customer base Human beings seem to be
very different. We can be tall or short, slim or plump, old
or young, we can be from different races. But if you think
about it, each of us are in a different business. Our
customers, no matter who they are, ultimately, they need
the same things!

5. Leverage on a Network: eg. Business Community, such as
Chinese Chamber of Commerce. By tapping on Chinese
Chamber's broad membership base, a business can reach out
to potential suppliers/clients easily if they are members
of Chinese Chamber as well.

6. Leverage on information eg what services/products would
be in demand in next few years in Singapore? Keeping up on
information on business trends can help one leverage on the
profit making opportunities.

7. We can leverage anything and everything. Even a computer
can be a tremendous tool of leverage. SMS can also be used
as a effective tool of leverage.

If you understand and apply the power of Leverage, then you
are likely to achieve greater results with less efforts.

Before you get too excited, here is a note of caution: you
must know what is the upside potential and what is the
downside risk. For me, I'll only do something if I estimate
the upside potential is at least double of the downside
risk.

Make sure the risk-reward ratio is in your favour! Think in
terms of risk and reward instead of risky or safe.

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Dennis has 15 years of bank lending experience. He founded
http://www.HousingLoanSG.com - a Leading Mortgage
Consultancy Portal in Singapore. He is often quoted in
newspapers for comments on Housing Loans. Please send your
comments to dennis@housingloansg.com or call him at +65
6737 8801