Rewards Credit Cards: More Options Than Ever Before

In today's credit card world, companies are offering a
growing number of reward programs. The reason? They are
competing for more customers. This is great news for you,
the consumer. You now have more ways to benefit from a
rewards credit card than ever before.

Consider your Options

With so many choices, finding the right rewards credit card
can feel overwhelming. As you sort through your options,
consider which credit card can best benefit you. If you
regularly travel, look into cards offering gas rebates or
hotel stays as rewards. If you live near an airport where a
particular airline has its hub (for example, one of
Continental's hubs is in Houston; Northwest has its hub in
Minneapolis), you may want a card that includes miles for
that airline. If you get a thrill out of receiving money
for using your card, look into a cash back card.

To ensure that you are getting the best deal for your
lifestyle, read through the fine print. Some credit cards
include an annual fee for the reward program. Others have a
high interest rate attached to the card. If you use the
credit card infrequently or regularly carry a balance, the
benefits of these cards may not outweigh the costs.

Reap the Rewards

Once you have chosen which rewards credit card is best for
you, you can look for ways to make it advantageous. Think
about buying groceries with your credit card; then pay off
the balance each month. If you shop online frequently,
start charging your purchases on the rewards credit card.
By using your card during the month and then paying off the
balance, you will be able to accumulate points and rewards
at a fast rate.

Some rewards credit cards come with an initial 0% APR on
purchases and balance transfers. This allows you to pay off
a balance, interest-free, while earning valuable points.
This is a good way to get rid of overhanging debts and
still enjoy the rewards.

Discover Miles Card

One great option for the frequent traveler is the Miles
Card by Discover. With this credit card, you'll earn one
mile for each dollar spent on general purchases. For every
dollar that you spend on travel and restaurants, you'll
receive double miles. In addition, you'll earn 1,000 bonus
miles every month that you make a purchase for the first
twelve months. This can earn you up to 12,000 miles – an
excellent way to start! Redeem your miles for tickets on a
variety of airlines.

Another benefit from the Miles Card by Discover is the 0%
introductory rate on purchases and balance transfers for
the first year. There is no annual fee, and you'll receive
a regular low interest rate if you qualify.

Chase Flexible Rewards Platinum Visa Card

With the Chase Flexible Rewards Platinum Visa Card, you'll
enjoy a reward program with plenty of variety. Start by
earning one point for every dollar spent on general
purchases. You can use the points toward airline tickets,
car rentals, hotel stays, and more. There is no annual fee.
You'll also receive a 0% introductory rate on purchases and
balance transfers for the first six months.

The options are out there. Now it's up to you to take
advantage of the many offers available. With a little
research and planning, you can make the most out of your
rewards credit card.

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To View Rewards Credit Card Offers click the following
link: http://www.credit-card-surplus.com/rewards.php . Ed
Vegliante runs http://www.credit-card-surplus.com , a
directory helping consumers to compare and apply for credit
cards.

Your Personal Wealth – What Is It Going To Fund?

Pssst. Do you want to be wealthy? The chances of you
being wealthy depend to a great extent, on how you answer
this next question. What is your wealth going to fund?

Have you ever thought about this question? Even more
powerful, have you started to articulate, write and / or
describe what your wealth is going to fund? Napoleon Hill
shared his six secrets to becoming rich in his book Think
and Grow Rich. One of the requirements was to define what
will be given in return for your desires to turn to gold.

Many people know exactly what kind of car, trip or house
they want, but they don't take the time to think about what
it is they will give back in return for these riches.

Few things can be more motivating than to outline how you
wish to leave your legacy in this life with the wealth that
you have obtained. Go beyond thinking about this legacy
and what you want to fund and actually write it out in
detail. Take the time right now and actually begin writing
out what your wealth will fund!

Take out a piece of paper or a journal and begin writing,
"In return for my wealth, I intend to use it to …. (Write
down what it is you intent to do)." For example, someone
could write, "In return for my wealth, I intend to use it
to fund teacher appreciation grants so that teachers who go
beyond their normal teaching duties are recognized for
their important contribution to the enrichment of student's
lives."

Twice a day, for the next 30 days, read what it is you
intend to do with your wealth and begin to add more and
more details to your vision. For example, you've
determined what you will fund, but now you have to explain
how it will be carried out. Will you fund it monthly,
quarterly, yearly? What are the criteria for funding? Who
will present the funds? Will there be a ceremony when the
check is given to the recipients? What does it feel like
to be associated with this cause?

Can you feel the excitement in funding something worthwhile
and important to YOU? Does this make you more motivated to
acquiring wealth? It should, because it's a part of you
that is being left behind as a lasting imprint on other
people's lives.

As your wealth-funding vision becomes stronger and clearer,
a plan will emerge as well as new and exciting
opportunities for generating the money to fund your vision.

Congratulations! Now you are ready to receive and build
your wealth!

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Sharon Marsh, Ph.D., entrepreneur and wealth coach, is the
founder and owner of Professional Wealth Solutions, LLC. Go
now to http://www.buildwealthmakemoney.com for Free Wealth
Building and Money Making tips. Read. Act. Energize your
wealth program.