Saturday, October 27, 2007

10 Proven Online Marketing Ways To Explode Your Online Profits

10 Proven Online Marketing Ways To Explode Your Online Profits
Online marketing can waste your time or make you incredible
wealthy. If you really want to become wealthy with your
online marketing, practice some of these proven suggestions
to increase your income rapidly.

1. Cordially write a "P.S." at the end of your ad copy. A
"P.S." should emphasize the main benefit of what you are
selling. Or highlight a valuable bonus you are including.

2. Publish a free e-book and give it away as an incentive
for customers to subscribe to your newsletter. This will
increase your list, your e-zine if you have one, and your
income.

3. Create multiple stream of income with your online
business. You can sell your own products, join affiliate
programs, or advertising space.

4. Be polite and give your customers honest compliments in
your ad copy. This will help to build a relationship, put
your customers in a relaxing mood and be easier for you to
sell something or how I like to say, solve your customers
problems.

5. Only spend time creating your own products if there is a
strong online market. Don’t waste your time creating
and marketing online if there is not a strong need for them.

6. When your customers buy from you, immediately offer your
backend products to them. Backend products are related to
the main product that your customer just purchased.

7. Don’t overwhelm your customers with too many
choices. Sell a targeted market of products on your website
rather than offering them everything under the sun.

8. Provide original and valuable content on your site. If
your customers don’t pay attention to your ads, but
find articles or videos they like, they will open
themselves up to other valuables you have to offer.

9. Let your online customers know you are a real person.
Tell your story, share your values and personality with
your visitors.

10. Provide a contact or feedback page. Giving your
customers options to reach you gives you more credibility.
As your credibility increase, so will your sales, and you
will be able to dominate your online competitors as well.

Just by focusing on consistently implementing a few of
these proven online income producing techniques will
dramatically improve your bottom line.

“Some men give up on their designs when they have
almost reached the goal; while others, on the contrary,
obtain a victory by exerting, at the last moment, more
vigorous efforts than before.” –Heodotus


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About the author: Go to
http://www.wealthymarketerdirect.blogspot.com and subscribe
to the author's online marketing newsletter to discover the
two biggest online marketing secrets the wealthiest
marketers implement. Also see:
http://www.wealthymarketerdirect.com to receive two
valuable online marketing gifts.

A Guide To Home Refinancing

A Guide To Home Refinancing
Home refinancing allows you to apply for a secured loan to
pay off another different loan, against the same asset or
property. The purpose for taking a second loan is the
declining interest mortgage rate on the original loan.

Is refinancing a better option?

The need for refinancing appears, when the interest
mortgage rate declines and proves lucrative. Suppose you
mortgage your property and take on loan. If the interest
rate plummets, you take a second loan to pay off the first
loan. However, when you are going for the home refinancing
option, you consider the fact that whether the amount you
save on the interest equals the amount you pay during the
time of refinancing.

The Advantages of Home Refinancing,

The major advantage of home refinancing is that the process
is very lucrative and allows saving extra bucks. At the
same time, the monthly mortgage budget will tend to
decrease letting you have access to extra cash.

When you purchase the house of your dream, the financial
environment actually decides the interest rate, such as
credit rating, amount of down payment and the most
important of all, the prevailing market rate. However, the
interest rate tends to fluctuate and therefore the interest
rate may plummet significantly rendering you the urge to
seek a second loan. Hence, at the time of home refinancing,
you can exchange a higher rate for a lower one, which will
enable you to lower your monthly payment.

The best thing about home refinancing is that, it enables
to shorten the term of the mortgage. If the mortgage period
was 40 years, then the home refinancing will help you to
shorten the term to 15 or 20 years. Another benefit is
that, you can add extra money to your pocket. For example,
you can refinance an amount much higher than the current
principal balance. Firstly, the amount conjugated with
lower interest rate will help you in the future. You can
also use the extra amount to remodel your house or for
miscellaneous expenses.

Refinancing your home is tax deductible. This means you
will receive tax advantage for the closing cost associated
with refinancing, even in times of bankruptcy.

Important procedures of refinancing,

First, you have to understand, why you want to refinance
your home. There can be thousands of reasons for
refinancing your house like for home improvements, debt
consolidation, or shortening of your loan term. Hence,
first get it clear, what are the reasons and purpose of
refinancing. Then, decide what type of loan you want,
whether for ARM (adjustable rate mortgages) or a fixed rate
and what will be the loan term.

However, prior to seeking the loan, you need to fill up a
form that will decide whether you qualify for having the
loan. Pertaining to the loan findings, you need to submit
all the necessary documentations.

When you are contemplating for a home refinancing, it is
important to have your home appraised. As part of the
process of refinancing, you need to appraise your home, as
this will enable the lender to know your property’s
worth.

As part of the formality, you need to sign with a notary,
to fund your home mortgage refinance loan. The formality
will allow the official to witness your signing.

Once, everything is notarized the documents are complete
and the funding for your home refinance loan is released.


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Debbie Groves is the owner of Home Refinancing People which
is a premier resource for home refinancing information. For
more information, go to:
http://www.homerefinancingpeople.com

Options Trading Strategies: The "Up" Scenario

Options Trading Strategies: The "Up" Scenario
The “up” scenario

In the “up” scenario, the maximum gain that can
be attained is the stock finishing at $10.00 or higher.

At $10.00, you would profit from the full value of the
extrinsic value of the option which is $.50 and you would
also have $.50 of capital appreciation from the stock for a
total of $1.00. This represents a 10.52% one-month return
or an annualized return of 126.32%.

It is not realistic to expect this type of return every
month but remember, recent studies show that premium
selling works approximately 80% of the time, which is still
very good.

We stated earlier that the maximum return of this buy-write
will be actualized when the stock reaches $10.00 or above
and the maximum return will be $1.00, and no more than
$1.00. As the stock goes higher, the option will earn less
in direct proportion with the increase in capital
appreciation.

For example, if the stock closes at $10.30 you would
receive only $.20 from the option. The option would now be
worth $.30 because with the stock at $10.30, the 10 strike
call would have $.30 of intrinsic value.

Since you sold the option at $.50, you would see a $.20
profit ($.50 - $.30 = $.20). Since you bought the stock at
$9.50 and it is now $10.30 you have $.80 of capital
appreciation. Combine the two and you have a $1.00 profit.

Let’s look at what happens when the stock trades up
to $12.00 and see if you again have a $1.00 return on the
position. At $12.00, the option will have $2.00 of
intrinsic value (stock price – strike price) because
it is in the money.

You sold the option at $.50 so you have a $1.50 loss.
However, you bought the stock for $9.50 therefore you have
a $2.50 capital gain. Combined, you have a $1.00 profit.

In a third example, if the stock trades up as little at
$.10 you still have a $.60 gain. You will receive $.50 from
the sale of the call which would expire out of the money
thus worthless plus $.10 of capital appreciation. $.60
represents a 6.3% one month return.

Please refer to the chart below for examples of total
dollar profits per number of contracts, remembering that
each contract controls 100 shares of stock.

Observe that if the stock closes over $10.00, then your
stock will be called away because your short calls will be
exercised. This is correct but we will talk about position
management later. For now, let’s get back to our
three scenarios.

In the “up” scenario, you would profit with the
buy-write when the stock is up as little as a penny, but
you are also limited on our maximum profit.

You are limited on your maximum profit as defined by the
formula below:

Maximum Profit = Strike Price + Option Price – Stock
Price.

This method of calculation will work every time. As you
see, the buy-write has a positive but limited upside
potential.


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Brett Fogle is the president of Options University. Brett
and his veteran traders teach safe and effective options
trading strategies. Free strategies can be found at
http://www.optionsuniversity.com/blog

The 10 Keys to Successful Stock Options Trading – Key #6

The 10 Keys to Successful Stock Options Trading – Key #6
Good day and welcome back, this week I have some excellent
information for you in this, the sixth part of how to trade
stock options successfully. Now that we have covered some
of the more technical aspects of how options work and how
to enter and exit the trade I want to start discussing how
to put it all together. The first part of which is writing
a trading plan.

It is imperative you trade with a plan. No trader has ever
successfully prospered without a trading plan or with a
plan that they didn’t stick to. A sound trading plan
includes, but is not limited to, the following items:

1. Money management rules, i.e. acceptable profits and
losses per trade, how much capital you will commit to any
one trade and to the market at any one time.
It is important you identify what your stop loss margin is
(as discussed last week) and even more important you stick
to it. Writing this sort of information into your trading
plan will help cement it in your mind. We will discuss more
on money management in week eight.

2. Stock and option identification rules, i.e. how you will
decide which stocks to trade options on and which options
you will trade.
Decide if you prefer technical or fundamental analysis or a
mixture of both. How big will your watch list be? What
price range of stocks will you trade? Will you trade in the
money options or out of the money options? What Greeks will
you consider?

3. Entry and exit rules, i.e. how you will decide to enter
and exit a trade, how long you will stay in a trade and how
often you will trade.
Entry and exit rules will depend largely on technical
analysis, write down the patterns and indicators you will
look for. Deciding how often to trade will be a big factor
in your success. Most people over trade, if you have a
fixed profit target then once you have met it you should
stop trading. Attempting to go for that little bit extra
can lead to a big loss, all the more difficult to take if
you had already met your profit target!

4. Your own strategy rules, i.e. which trading strategies
you will use primarily and which strategies suit your risk
profile.
“Know thyself” as the ancient Greek saying goes
is critical when formulating a stock options trading plan.
You will tend to trade options and you do anything else in
life, for example, if you are cautious by nature you will
trade cautiously, if you are impatient in everyday life you
will trade impatiently. Therefore consider your unique
traits and formulate your plan around them.

Once you have practiced trading options you will discover
your own style of trading, and from that you will develop a
plan that suits you. Once you have your plan, and you know
it works, stick to it through thick and thin. That
doesn’t mean that a plan can’t be changed but
you must ensure that you give your plan a chance to work
and that you don’t change it the first time you take
a loss.

Once you formulate and implement a good trading plan you
will be well on your to trading stock options successfully.
Next week we will discuss trading with the overall market
and index options.

US Government required disclaimer: Options involve risk and
are not suitable for all investors. Prior to buying or
selling an option, a person must receive a copy of the
Characteristics and Risks of Standardized Options. Copies
of this document may be obtained from your broker, from any
exchange on which options are traded or by contacting The
Options Clearing Corporation, One North Wacker Dr., Suite
500 Chicago, IL 60606 (1-800-678-4667).


----------------------------------------------------
Roger Cox was born in New Zealand and has lived in Los
Angeles for seven years. He was President of a freight
company at LAX before setting up his own consulting firm.
Roger has successfully traded stock options for over 4
years and teaches other people how to successfully trade at
http://www.prosperitywithoptions.com