Instant Approval Credit Cards Online

Do you want more credit at your fingertips? Applying for a
credit card is now faster and easier than ever. With
instant approval credit cards online, you can find out
whether you have been approved in less than a minute.
Here's what you need to know about instant approval credit
cards.

The Instant Approval Process

The process to get an instant approval credit card begins
with an online application. You'll need to fill in basic
financial information. For instant approval cards, when you
submit the application, your credit report is quickly
reviewed. Usually, the approval is based on your FICO
score. FICO, which stands for Fair Isaac & Company, gives
you a credit score between 300 and 850. If you have good or
excellent credit, it is very likely that you will be
approved.

You will receive a confirmation notice of your approval.
The actual credit card will then be sent to you in the
mail. You can plan on its arrival one to two weeks after
the card has been approved. Once you have followed the
steps to activate the card, you are free to begin using it.

Compare the Benefits

While the resounding feature of instant approval credit
cards is their quick online response, many include other
benefits. Some offer a 0% introductory rate on purchases
and balance transfers. Others come with a plan to receive
cash back or rewards. If you frequently travel, look for a
card that will award you with free air miles. If you have a
long daily commute, check into a card with gas rebates. By
evaluating your lifestyle, you can find an instant approval
credit card that will have lasting benefits.

Understand the Fine Print

In addition to the card's features, it is important to
understand the details of your credit card. If the card
comes with a low introductory interest rate, find out what
the regular APR is. This will tell you what you can expect
to pay on interest after the introductory period is over.
Also look to see if the card has an annual fee or
additional finance charges. Sometimes there are fees
involved with balance transfers, late payments, or reward
programs. Be sure to read through the fine print. This way,
you will know what to expect after the credit card has been
instantly approved online.

Check for Security

In many ways, applying online can be more secure than
sending in a credit card application through the mail. Your
information is sent directly to the needed source, and you
do not have other people's hands handling your mail. Most
credit card companies use the latest, most secure data
encryption available. To be safe, check the website before
you apply online. Look for indications of security, such as
a small lock on the page. If you have any questions, check
further into the site before applying.

Life often feels like driving in the fast lane – we need
things done quickly. Instant approval credit cards offer
you the convenience you need through a process that is easy
to follow. And with the Internet, you have plenty of
options right before you. You can look at a variety of
cards as you search for the one that best fits your needs.
Apply today and enjoy the excitement of being instantly
approved.

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To View Instant Approval Credit Cards click the following
link:
http://www.credit-card-surplus.com/instantapproval.php . Ed
Vegliante runs http://www.credit-card-surplus.com , a
directory helping consumers to compare and apply for credit
cards.