An Online Balance Transfer Credit Card Application vs. Offline

Should you opt for an online balance transfer credit card
application or opt for the old-fashioned way and mail it
in? Balance transfer credit cards are all the rage, and
it's no wonder with low interest rate offers abounding and
consumers becoming increasingly-conscious of paying down
their debt. But what is the best way to apply for a balance
transfer credit card? Online or off?

Here are some things to consider.

1. Instant Approval

With the old fashioned balance transfer credit card
application, you had to have the application mailed to you
(or pick one up at a store or a bank) and then fill it out
and mail it back in. Then wait a few weeks for the credit
card company to process the application and wait even
longer for the reply (or the card) to be mailed back.

Kiss all that waiting goodbye.

Nowadays, thanks to online balance transfer credit card
application websites, long waits are no longer the norm.
Simply log onto the Internet, find the best balance
transfer credit card for your needs and fill out the online
balance transfer credit card application. Click the
"submit" button and you're done.

Many websites will process your application instantaneously
and those who don't can get you a response in as little as
a few days. Forget waiting weeks. Your new balance transfer
credit card can be in your hands in just a few days thanks
to today's online balance transfer credit card application.

2. Better Access to Information

When you have a paper balance transfer credit card
application, you can see the terms and conditions of the
card (in legal jargon) and a few lines of info regarding
the card's benefits, but it's not a lot to go by. With on
online balance transfer credit card application, however,
you have access to an entire website.

Today's credit card application websites are much more
informative than the three-fold pamphlets of days gone by.
Many websites offer pages of information regarding the
card's terms and conditions, benefits and contact
information.

3. Hand Cramps

Of course, filling out on online balance transfer credit
card can be a lot faster than filling out a snail mail
application. Instead of manually writing all of your
information in, you can type it into the application in
just seconds (depending on how fast you type).

With today's hectic lifestyles, every minute counts. Faster
processing, more convenience, better information -- the
list goes on. It's not hard to see why so many consumers
are opting to fill out an online balance transfer credit
card application rather than the old-fashioned snail mail
version.

----------------------------------------------------
For more tips on balance transfer credit cards, saving
money and avoiding getting taken, check out
CreditCardTipsEtc.com, a website that specializes in
providing credit card tips, advice and resources.
http://www.creditcardtipsetc.com/balance_transfer_credit_car
ds/