Thursday, September 27, 2007

Does a Chase Secured Credit Card Make Sense For You?

Does a Chase Secured Credit Card Make Sense For You?
If you don't yet have a credit card, a Chase secured credit
card may be the answer to your plastic woes. After all,
there are many valid reasons why an unsecured credit card
may not be in your immediate future. A Chase secured card
can be the perfect alternative. Wondering if a Chase
secured credit card is right for you? These tips will help
you figure it out.

Don't Qualify For a Secured Card?

One of the surest signs that a Chase secured card is right
for you is if you don't qualify for unsecured credit.
Whether it's unpaid medical bills or a case of mistaken
identity, it can take months (or even years) to repair your
credit. Why go cardless in the meantime? A chase secured
card can get you over the hurdles to come.

Want to Rebuild Credit?

If you don't have credit or need to rebuild it, a Chase
secured credit card can be the perfect answer. Unlike
prepaid credit cards, a Chase secured credit card is
reported to the credit bureaus. This means that your Chase
secured card activity can help you qualify for an unsecured
credit card in the future.

Need To Get Into The Credit Card Swing?

If you need to get into the credit card swing of things, a
Chase secured credit card is perfect for you. It works just
like an unsecured card. You make purchases (up to your
credit limit) and pay the bill when it comes in.

The only difference between a Chase secured credit card and
traditional unsecured credit cards is that a secured card
is secured by a savings account whereas unsecured cards
aren't. That makes this card perfect for learning the
credit card ropes.

Do You Have The Credit Card Blues?

Perhaps the most important factor in determining whether or
not you need a Chase secured credit card is if you have the
credit card blues. What are the credit card blues? Do you
find yourself facing frustration every time you have to
rent a car or book a hotel room? Is it due to a lack of a
credit card? If so, you need a Chase secured credit card.

If you find yourself in need of a credit card and an
unsecured card just isn't an option right now, a Chase
secured credit card could be just what the doctor ordered.
Get the credit you need now and build the credit rating you
want for the future. In less than a year, a Chase secured
credit card could open the doors to a world of unsecured
credit.


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For more tips on secured credit cards, saving money and
avoiding getting taken, check out CreditCardTipsEtc.com, a
website that specializes in providing credit card tips,
advice and resources.
http://www.creditcardtipsetc.com/secured_credit_cards/

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