If you carry a credit card but know nothing about the
various credit card services available, you don't know what
you're missing. Ask yourself these questions... How will
your credit card balance be paid if something happened to
you? Who do you turn to if your credit cards are lost or
stolen? What do you do if you get in over your head with
debt? Credit card services have the answers. Here are a few
you should get acquainted with.
Credit Card Services That Offer Insurance
Insurance can be a beautiful thing. That's why many credit
card services offer various forms of it. Whether you become
disabled, unemployed or (heaven forbid) deceased, there are
insurance products that will take care of things for you.
While many credit card companies offer insurance directly,
you might be able to save money by looking to the credit
card services that offer it independently. Just make sure
you understand the exact terms of the insurance policy
being offered. If you become disabled, exactly how long
will the insurance make payments for and how much will they
pay? Are there exclusions to a death benefit? Does it have
to be an accident or are illness and natural death covered
as well?
Check with at least two credit card services to see what
types of insurance are available to you and compare costs.
Then you can be sure you're getting the best coverage at
the best price.
Stolen Credit Card Services
Having your credit card stolen is a nightmare to begin
with. The headaches only multiply when multiple cards are
involved. Fortunately there are some credit card services
that can help with this already-bad situation.
Stolen credit card services maintain the contact info and
account details for all of your credit cards. Then, if your
cards are lost or stolen, you just call the service and
they take all of the steps required to notify your credit
card issuers. Your old cards will be canceled and new ones
issued. These credit card services make a hard situation a
little bit easier to deal with.
Debt-Related Credit Card Services
One of the pitfalls of carrying credit cards is some
consumer's tendency to accumulate too much debt. That's
where debt-related credit card services can be very
beneficial. These services can counsel you on how to
properly manage your credit cards and can even help you
navigate your way out of debt.
If you carry credit cards and have never looked into these
credit card services, now is the time to do it. As a wise
man once said -- it's better late than never. You just
never know when these credit card services will come in
handy.
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For more tips on credit card services, saving money and
avoiding getting taken, check out CreditCardTipsEtc.com, a
website that specializes in providing credit card tips,
advice and resources.
http://www.creditcardtipsetc.com/
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