Thursday, October 25, 2007

Does Your Son or Daughter Need a Citi Student Credit Card?

Does Your Son or Daughter Need a Citi Student Credit Card?
If you have a son or daughter in college, you might want to
ask yourself if a Citi student credit card is in order.
After all, a student, no matter where they go to school, is
definitely going to come across more than their fair share
of credit card offers. As a parent, you want to make sure
you lead them on the right path. So ask yourself, is a Citi
student credit card the credit card you want your pride and
joy to carry?

Why a Citi Student Credit Card?

So why should you consider a Citi student credit card over
the other student credit cards on the market? Chances are
you have the best interests of your child in mind and,
let's face it, some of the companies offering student
credit cards do not. Citi, however, seems to be one of the
better student credit card issuers.

What's So Great About Citi?

First and foremost, a Citi student credit card will allow
your child to start their own credit history. Many of
today's credit card companies require students to have a
co-signer. Citi does not. This means your child learns what
it's like to be responsible for his or her own finances,
and your credit isn't on the line if they happen to take a
wrong turn.

Another thing that's great about Citi is that a Citi
student credit card tends to cater to the needs of a
student. Take their Citi mtvU Platinum card for example. It
offers reward points for good grades, paying the bill on
time and not exceeding the credit limit. It literally
rewards students for hard work and good credit card
behavior. Not many student credit cards do that.

They Go The Extra Mile

Another thing that sets a Citi student credit card apart
from the competition is the fact that they offer students
free credit education tools and tips. Some of the
less-ethical credit card companies try to keep students in
the dark, hoping to profit from any potential mistakes.
Citi, however, works to ensure that your child knows
exactly what they're doing when it comes to credit card
management.

Citi provides tools to help your student create monthly
budgets, manage proper spending and even plan future
investments. It's a well-rounded approach to student credit
card use.

In the cut-throat world of student credit cards, it's
important to help your son or daughter choose a card that
works for them, not against them. A Citi student credit
card can be just the tool your child needs to establish his
or her credit future.


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For more tips on student credit cards, saving money and
avoiding getting taken, check out the student credit card
section at CreditCardTipsEtc.com, a website that
specializes in providing credit card tips, advice and
resources.
http://www.creditcardtipsetc.com/student_credit_cards

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