Saturday, November 24, 2007

Apply Online for a Credit Card: It's Safer than Ever

Apply Online for a Credit Card: It's Safer than Ever
Applying for a credit card has never been easier. Thanks to
the Internet, you can look through a wide variety of credit
cards, choose the right one, and fill out an application
right away. With today's security features, you don't have
to worry about your information falling into the wrong
hands. Here's what companies are doing to make applying
online for a credit card safer than ever.

Online Security Features

Protecting your privacy is essential for credit card
websites and issuers. Secure credit card websites use
Secure Sockets Layer (SSL). This technology involves a
complicated encryption program. It protects your
information as it travels to the right place. SSL has been
improved over the years; today's version makes it virtually
impossible for the information to be intercepted.

To check for SSL, look carefully at your online credit card
application page. The site's web address on the top of the
page should begin with the letters https (as opposed to
http ' the s indicates the security measures). Also, you
should see a closed padlock on the screen. Many websites
offer detailed information on their security plan. Click on
the padlock or appropriate link to learn more about their
safety features.

In many ways, it's actually safer to send in a credit card
application through the Internet rather than the postal
mail. Consider this: your personal data travels through
cyberspace at lightning-speed. It lands, safely, in its
appropriate destination in less than a second. If you send
an application through the postal mail, it travels for days
between places. Numerous hands handle the envelope. Every
time it gets passed on, there are chances for identity
theft or fraud to occur. For these reasons, you might be
better off with an online credit card application.

Additional Online Benefits

Besides being safe, you'll enjoy other benefits when you
apply online for a credit card. First, you'll have the
chance to view many different offers. Credit card websites
are organized into categories such as "low interest,"
"balance transfer," and "rewards." All you need to do is
click on the type of card you're interested in and the
various options will appear. You'll be able to see
different credit cards right next to each other, making it
easy to compare their features.

For many credit cards, after you send in the application,
you'll get an email response. You'll know within minutes
whether or not you've been approved. This is much faster
than waiting weeks for the postal mail to arrive. It also
lets you start planning how you'll use the credit card
right away.

Filling out an application is just the beginning of what
you can do online with your new credit card. You can sign
up to receive your statements online. You'll also have the
option of accessing your account online. Making payments,
checking your balance, and redeeming your rewards can all
be done with a few simple clicks of the mouse.

Applying online for a credit card is another convenient
tool of today's society. With the safety features credit
card sites use, you won't have to worry about your
application falling into the wrong hands. And once the card
is in your wallet, you can continue to manage the account
through the Internet. It's safe, fast, and convenient.


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To Apply For A Credit Card Today click the following link:
http://www.credit-card-surplus.com . Ed Vegliante runs
http://www.credit-card-surplus.com , a directory helping
consumers to compare and apply for credit cards.

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