Monday, December 10, 2007

4 Reasons Why You Need a Discover Credit Card in Your Wallet

4 Reasons Why You Need a Discover Credit Card in Your Wallet
At some point you're probably going to be asking yourself
if you really "need" another credit card in your wallet and
even if you do, why should it be a Discover credit card?
Believe it or not, there are very valid reasons to carry a
Discover credit card with you at all times. Here are the
top four...

The Rewards Are Generous

Sure, there are more rewards cards out there than you can
shake a stick at but the Discover credit card was the first
and still manages to be one of the best. With up to 5
percent cash back on purchases made with the card and other
special promotions, it's hard to beat what the Discover
credit card has to offer.

Just how good do the deals get? Let's take your holiday
shopping for example... If you use your Discover credit
card at participating online retailers, you'll get a
5-percent cash-back reward. Use it at a participating
shopping mall and you can get a $20 Discover gift card for
every $200 you spend with the card (and that's on top your
cash-back bonus).

Oh, and did we mention your rewards can be doubled? Choose
to redeem your Discover credit card rewards at a
participating retailer instead of getting cash back and
your rewards double. It doesn't get much better than that.

Someone Watching Over You

Rewards aren't the only good thing about carrying a
Discover credit card. This company also offers its
cardholders complete fraud protection. With $0 fraud
liability and temporary account numbers for online
purchases, it's not hard to see why Discover credit cards
are a favorite among those concerned with Internet security.

Free Travel Protection

Many credit card companies say they offer travel
protection, but the Discover credit card really lives up to
the promise. All Discover credit card holders receive up to
$25,000 in car rental protection and $500,000 in flight
accident insurance when using their card to pay for their
travel needs.

Customer Service That's Anything But Sub-Par

The fourth (and perhaps most important) reason that a
Discover credit card is one of the best you can carry is
their level of customer service. We live in a day and age
when many of the credit card companies seem to think great
customer service is optional. Not Discover.

Discover prides itself on great customer service. If you
have a Discover credit card you can enjoy hold times of
less than one minute, e-mail reminders, self-serve website
access to your account and other important customer service
tools. When it comes to making customers happy, Discover
leads the pack.

Still wondering what your next credit card should be? If
you haven't yet opened up a Discover credit card account,
give some serious thought to the above considerations. If
you want the best, you probably want a Discover credit card.


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For more tips on credit card services, saving money and
avoiding getting taken, check out CreditCardTipsEtc.com, a
website that specializes in providing credit card tips,
advice and resources.
http://www.creditcardtipsetc.com/

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