The roles men and women take, in terms of control over
household finances, are changing, a new study indicates.
According to research carried out by Egg, the proportion of
males who make less money than their partners has doubled
over the past five years. In 2002 about a tenth of men had
a lower income than their loved ones, however this now
stands at one in five. More than half (53 per cent) of
females surveyed state they are happy to be the main earner
in their home. Meanwhile, a fifth report that having a
higher salary than their partner allows them to have a
bigger say on what money is spent on. Consequently, women
may be taking greater control of the household finances,
whether relating to paying mortgages and utility bills or
applying for a loan.
Meanwhile, men were indicated to be leading an increasingly
laid-back lifestyle. Just under a third of males regularly
meet up with their friends for lunch, while ten per cent
often visit the gym. Meanwhile, some 43 per cent go clothes
shopping at least once per week. Overall, 15 per cent of
those surveyed state that they are not prepared to give up
a life of luxury to rejoin the rat race.
However, findings by the Citi Group-owned online bank
showed that some women are taking a negative view of the
laid-back lifestyle that their male partners lead. Just
over a fifth (21 per cent) of females reported that they
would prefer it if their significant other was the top
earner, while 27 per cent resent their position as being
the household's main breadwinner. The study also indicated
that a further 25 per cent believe that their financial
role, whether this relates to paying back credit cards,
creating a budget or managing loan repayments, is "highly
stressful". Meanwhile, 14 per cent of women surveyed assert
they would like to pursue a "life of leisure" similar to
the one their male partners enjoy.
Commenting on the figures, Alison Wright, chief marketing
officer for Egg, said: "It is encouraging seeing how many
women are now financially savvy and taking control of the
household's finances. There really has been a change over
the last five years with some of the old stereotypes of who
earns the money and who pays the bills being broken down.
Whereas men have now fully appreciated that their female
counterparts are capable of being the main breadwinners and
as a result they seem to be embracing a life of leisure -
much to the annoyance of most partners."
Those who find that they are beginning to struggle with
their finances, whether they are the top earner in the
household or not, may wish to apply for a personal loan to
help get to grips with money management and meet essential
demands on their spending. In research released earlier
this year by Axa, 82 per cent of Britons who have helped a
loved one out with their finances, whether this is due to
difficulties in paying off loans, plastic cards or
otherwise, have in turn suffered from a negative
experience. Consequently, taking out a cheap personal loan
may well be an advisable way for many people to get out of
financial difficulties.
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Abbi Rouse writes for All About Loans. Visist us today to
apply for secured UK loans, low cost personal loans, and
loans for tenants. Visit today
http://www.allaboutloans.co.uk
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