Tuesday, January 1, 2008

Top 10 reasons to have your Free Credit Score Report.

Top 10 reasons to have your Free Credit Score Report.
Your Free Credit Score Report is absolutely the most
important piece of mind you need to have these days. How
are you ever going to know what is being reported about you
if you don't have a current copy of your Free Credit Score
Report. Maybe you are applying for some type of loan and
find out to your surprise that you don't have the credit
score you really should have to get the best interest
rates. I am going to give the top reasons why you should
get a copy every 60 to 90 days. It is to most peoples
surprise when they are told NO in regards to the following,
or maybe someone stole your identity and you never knew
about it. Here are the top reasons.

1. To get that new "Dream Job".
2. To get the low interest rate credit card
3. New Car
4. Identity Theft Protection
5. New House
6. Keep your current rates low on existing credit cards
7. Discover inaccuracies on your Credit Report
8. Because you were denied credit
9. Piece of Mind
10. An educated consumer saves money.


The previous list mentioned is so important because all of
these items are part of our every day lives. If you are not
on top of your Free Credit Score Report, you may not have
got that new "Dream Job". Most employers are now pulling
your credit report to determine if you are a responsible
person. Your Report will say a lot about your personal
life. If you have a history of not paying your bills, your
new employer may assume you don't show up to work on time.
A Credit Report says a lot about an individual, and that is
why most establishments are pulling your in-file. There is
talk also about Medical facilities pulling your credit with
there credit scoring system to determine the likelihood of
you paying back your medical bills. Read more at Dallas
Morning News. No matter what you do, or how cleaver we
thing we think we are, they will find out your Credit Score.

Identity Theft is also another huge reason to have a
current copy. Every 3 seconds someone gets there personal
information violated. Once this happens to you it is a
major on taken to get cleaned up. All of this could have
been avoided if you had monitoring of your Credit Report
set up. Believe me I see this all the time with clients of
mine, someone stole there credit and they had no idea. I
think this article pretty much covers why you should not
delay anymore. Get your Free Credit Score Report today with
monitoring.


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About the Author: Mike Clover is the owner of
http://www.my720fico.com . My720fico.com is one of the most
unique on-line resources for free credit score reports,
Internet identity theft software, secure credit cards, and
a BlOG with a wealth of personal credit information. The
information within this website is written by professionals
that know about credit, and what determines ones credit
worthiness.

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