Tuesday, February 5, 2008

Honeymoon For Free With Travel Reward Credit Cards

Honeymoon For Free With Travel Reward Credit Cards
All newlywed couples want to celebrate this special time by
going on a great honeymoon. However, such trips can be very
expensive. If you plan to go on a romantic travel
destination, there are some things you can do in advance to
prepare for this special occasion. One ideal preparation
for a honeymoon trip would be to acquire a travel reward
credit card.

A travel reward credit card isn't difficult to have. All
you have to do is fill up an online application and wait
for an approval. Getting an approval is easy especially if
you have a good credit history. Once approved, you can
start earning points to get a free travel.

Of course, travel reward credit cards require higher points
than other reward credit cards because travel expenses are
more expensive. Usually, travel reward credit cards require
its card holder to make purchases from affiliate stores and
establishments in order to get points. However, some credit
cards also give a corresponding point from general
purchases made using the card. These points are converted
into mileage points until the minimum amount is reached
which earns you a free travel ticket.

Aside from earning mileage points, travel reward credit
cards also provide other bonuses such as discounted rates
on hotel accommodations, car rentals and other travel
related expenses. Other perks include a free travel
accident and car rental insurance, as well emergency card
and cash replacement.

When looking for the right travel credit card, you will be
confronted with a lot of choices. It is best if you take
your time on reading each card's complete list of terms and
conditions before signing up for one. Compare which travel
credit card offers the best deals.

Don't forget to consider other fees associated with owning
your credit card. For example, what is the APR? It would be
best if you can find a travel credit card which offers a 0%
introductory APR either on your purchases or balance
transfers or better yet, for both types of spending. When
the introductory rate expires, see to it that the interest
rates remain at a reasonable level.

Also, check out the annual fee for each travel reward
credit card you're considering. Some credit cards require
an unreasonably high annual fee in order to continue
earning mileage points. Remember that you have other
choices so don't settle for that travel credit card if you
think that the annual fee is too much.

Before submitting your online application for the reward
credit card you've chosen, read and study the complete
agreement form and make sure that everything is clear and
understandable.

Once you've acquired your travel reward credit card, begin
putting your wedding expenses on the credit card. Make sure
that you can pay off your monthly balances in full at the
end of the month. So while you are buying much needed items
for your wedding, you are also earning points towards your
honeymoon. Thus, when the time comes that you'll be
claiming your free travel reward, you may enjoy your
honeymoon even more know how much you saved by using your
travel reward points.


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