Sunday, April 6, 2008

American Express Credit Card Offers: Three to Consider

American Express Credit Card Offers: Three to Consider
Founded in 1850, American Express has a long history of
working with customers. Today, the company offers a wide
range of credit cards to those living all over the globe.
If you're thinking of applying for a new credit card, you
may find what you need at American Express. Here are three
options to consider as you search.

Blue From American Express®

Blue is a solid choice if you have an established credit
history already and want a reward program included in the
card. For those that qualify, the card comes with a low
interest rate, as well as an introductory offer of 0% APR
for up to 15 months. A 4.99% introductory rate is available
on balance transfers. There is no annual fee.

The rewards program included with this card does not have
an annual limit. You can redeem points when you want to, as
they do not expire. The points can be used for a variety of
products. Blue also comes with a built-in smart chip. This
feature gives you extra security when you make purchases
online.

Blue Cash® From American Express®

This is another option for those with good or excellent
credit. It comes with a cash back program, and was named
the "best cash-rebate card" by Kiplinger's Personal
Finance. If you sign up for Blue Cash, you'll receive money
back as you make purchases. For general purchases, you can
earn up to 1.5% in cash back. For transactions that fall
into the "Everyday Purchases" category, you can receive up
to 5% in rebates. These purchases include those made at gas
stations and grocery stores.

The card has no annual fee, as well as a low interest rate
for those who qualify. It also comes with a 0% introductory
rate. In addition to the cash rewards, this American
Express card has other benefits, including a year-end
financial statement and travel accident insurance.

Clear From American Express®

Clear is designed for people with a good credit rating who
want a simple reward program and no fees. The reward
program is set up to give a cash rebate of 1% on all
eligible purchases. The rebates come automatically as an
American Express shopping card. A $25 card is sent out
every time a total of $2,500 has been spent.

A surprising addition to this card is that it has no fees.
There are no late fees, no annual fees, no over-the-limit
fees, no balance transfer fees, and no cash advance fees.
While the no-fee system is very appealing, you still need
to make payments on time. If a minimum payment is missed
two times during a year, a high APR kicks in for at least
twelve billing periods.

Whenever you look for a new card, be sure to check the
terms and conditions. Read through the various details
listed, and make sure that the card meets your needs. Once
you have a solid understanding of the features, you'll be
ready to apply. The process only takes a few minutes.

American Express credit cards are accepted in many places
today, especially in the United States and Europe. In
addition, they have a variety of different options
available for customers. If you're considering getting
another credit card, an American Express option may be the
right one for you.


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To View American Express Credit Card Offers click the
following link: http://www.credit-card-surplus.com/amex.php
. Ed Vegliante runs http://www.credit-card-surplus.com , a
directory helping consumers to compare and apply for credit
cards.

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