Monday, May 19, 2008

3 Surefire Ways to Stay Broke

3 Surefire Ways to Stay Broke
Are you broke?

Want to stay that way?

I can help you...

Here are three *surefire* ways to stay broke:

Surefire Way #1 - Always look for something for nothing.

And when you find it, take it, no questions asked!

See something you want on the Internet? Look around for
someone who stole it and get it from them for free (what do
you care, right?). Find money on the floor or ground,
regardless of how much it is, that someone else accidently
dropped? Pick it up and stick it in your pocket (finders
keepers, losers weepers, right?). Get to much change back
at the store? Keep your big mouth shut and pocket it (to
bad for them, right?).

Always look for something for nothing, take it when you
find it, regardless of how you get it, and revel in the
fact you do so...

This will keep you in the proper state-of-mind that's
absolutely necessary for staying broke.

Bonus Tip! When you do buy something, regardless of how
much it might be worth and how much value it'll add to your
life, always go out of your way to get it cheaper (the
closer to "nothing" you can get something for, the better).
Nickel-and-diming others and making sure you always get
"the better end of the deal", without any regard whatsoever
for the other person's interests or welfare, will go a long
way toward insuring you stay broke.

Surefire Way #2 - Always spend more than you earn.

Not long ago, a friend of mine was telling me about a
neighbor of his whose home was being foreclosed on. It
turns out his neighbor, who could no longer afford his
monthly mortgage payments and hadn't made any for some
time, had owned the home for over forty years yet owed, get
this, $250,000 on a home that at best could be sold for
$175,000 right now.

After he finished telling me about his neighbor, my friend
asked me, "how's that happen, how does someone own a home
for over forty years and end up owing more on it than it's
worth?"

"Simple," I said, "one dollar at a time, financing their
deficit on their credit cards, refinancing their mortgage
or using a home equity loan to pay them off after they're
'maxed out', and then repeating the cycle."

"You know, it's funny you say that," my friend replied,
"just the other day, that same neighbor told me he went out
and bought a brand new riding lawn mower."

"Doesn't he already have one?" I asked.

"Sure does," my friend answered.

"So why'd he go out and buy another one?" I asked.

"He told me it was because it was a $1,200 mower on sale
for, as he put it, 'only' $800," my friend answered.

"He can't make his mortgage payments, so how the heck did
he pay for it?" I asked.

With a big smile on his face, my friend answered, "with a
credit card."

Bingo!

There you have it...

A simple, surefire formula for staying broke...

Spend more than you earn, finance your deficit on your
credit cards (the higher the interest rate the better),
refinance your mortgage or use a home equity loan to pay
them off when you "max" them out (firmly believing home
values always go up, never down), then repeat the cycle.

By the way...

Under the circumstances, it kind of makes you wonder what
my friend's neighbor was planning to use the new mower for,
doesn't it?

Oh yeah...

I almost forgot...

After he lost his home a few weeks later, he sold the mower
to another neighbor for half of what he paid for it just a
few short weeks before.

Another proven financial strategy for staying broke you
should definitely keep in mind!

Surefire Way #3 - Always give less in use value than you
receive in cash value.

In his classic masterpiece "The Science of Getting Rich",
Wallace D. Wattles wrote:

"Give every man more in use value than you take from him in
cash value; then you are adding to the life of the world by
every business transaction."

Now...

That's just fine and dandy for those who want to get rich.

But, what if you want to stay broke?

No problem...

Here's *exactly* what you do...

Give every single person you accept money from *less* in
use value than you take from them in cash value; then
you'll be subtracting from the life of the world with each
and every business transaction...

Thereby *scientifically* guaranteeing you'll stay broke!


----------------------------------------------------
Tony Mase is a serious student of the works of Wallace D.
Wattles and the publisher of the "The Personal Power
Course: Ten Lessons in Constructive Science, Teaching You
How to Use Your Own Subconscious Energies for Health,
Prosperity and Personal Achievement" ebook by Wallace D.
Wattles... http://www.thepersonalpowercourse.com

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