Friday, May 9, 2008

Credit Cards + Your Travelling

Credit Cards + Your Travelling
There are many reasons that your credit cards + your
travelling will equal a combination that will keep you
safer on the road and possibly even save you money. From
reserving your hotel to purchasing souvenirs at your
destination, a credit card makes traveling a lot easier.
Worldwide acceptance, zero liability, extra features and
even better exchange rates all add up to some great
benefits to anyone who desires to travel.

Especially for those traveling to foreign climes, a credit
card will be the most universally accepted form of payment.
Visa, MasterCard and American Express signs are found
wherever payments are expected and are much easier than
trying to figure out how many pesos are in a dollar! These
three most commonly used card brands transcend language
barriers world over - no translations needed.

Credit cards are a great protection for consumers with
their zero liability clauses. You will only pay for
authorized purchases providing you have exercised
reasonable care in safeguarding your card. There are some
exceptions to this rule but in general you are granted
protection in the event that your card is stolen. As long
as you notify the company as soon as you've discovered the
loss, most cards will hold you blameless and will cancel
the stolen card so you don't have unexpected bills when you
get back home.

The market is so competitive that credit card companies are
bending over backwards to convince people to hold an
account with them. To that end, most cards offer some extra
features that can really help you stay safer and save money
while traveling. Some of these benefits can include travel
accident insurance, auto rental insurance and even trip
cancellation/interruption coverage. Often credit cards
offer a travel and emergency assistance feature, as well,
which can cover things like lost luggage, emergency
transportation and even translation services.

One excellent benefit to using credit cards while you
travel is that you will usually get a lower currency
exchange rate when traveling abroad. Credit card purchases
are exchanged at the interbank rate which is almost always
the best rate available for currency exchange. Most credit
card issuers will charge you a nominal fee, typically 3% or
less of the transaction amount. This is lower than trying
to cash in traveler's checks or convert your cash at the
local exchange rate. There are even some cards that will
not charge any fees for this convenience.

It's reassuring to know that no matter how far you travel,
your major credit card will be accepted and ensure that you
have accommodations for the night. Zero liability will
protect you should you lose your card or have it stolen
during your travels. The extra features on most of today's
cards like the insurances available and trip cancellation
protection are helpful and money saving benefits while you
travel. Overseas travel becomes less expensive when using
your credit cards, as well. As you can see, the benefits
you will gain from your credit cards + your travelling are
numerous compared to the dangers and costs of carrying cash.


----------------------------------------------------
http://www.creditscardsonline.com

(Apply for credit cards
online, Fast Approval.)
http://www.elistz.net

( Elistz.net - Free Classifieds,
Post 100% Free Ads.)
http://www.asia-reservation.com

(Hotels Booking with
instant confirmation)
http://www.hotels2souththailand.com

(Thailand Hotels
Booking)

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