Tuesday, May 6, 2008

How to Maximize Your Frequent Flier Credit Card Points

How to Maximize Your Frequent Flier Credit Card Points
To get the most from your frequent flier credit card, you
need to rack up those points. In this article, we'll
discuss tips on how you can get more from your frequent
flier card and how you can maximize the benefits from it.

What Kind of Travel Reward Credit Card do You Own? If you
own a travel reward credit card, take a look at it and see
if it's a frequent flier card or a generic mileage credit
card. Remember that generic mileage credit cards give you
the option to purchase tickets or redeem your travel reward
points from several choices of airlines. On the other hand,
if your credit card uses a specific frequent flier program,
you're only allowed to redeem your miles points from one
particular carrier.

Racking Up Your Points

Applying for a frequent flier credit card is recommended
for those who travel a lot. If you're not a frequent
traveler, it may be best to apply for a different type of
rewards credit card. For instance, you can earn rewards
more easily with a cash back credit card or a gas station
credit card.

On the other hand, the best way to collect miles points on
your frequent flier account is by purchasing airline
tickets from your affiliate carrier. Thus, if you really
don't travel much, it may take a very long time before you
qualify for a free travel. If that's the case, be sure your
frequent flier card doesn't impose black out dates or you
can end up losing all the points you've collected.

Another way to rack up those points is by using your credit
card not only on your purchases but on paying your bills as
well. Use your frequent flier card to pay your electricity
bills, cable, telephone and other subscriptions. Use it
whenever you refuel in gas stations as well. The important
thing to remember while using your credit card in making
payments is to pay off your charges in full each month.

Remember, you don't want to end up paying for high interest
rates just because you delayed or missed on your credit
card payment. The purpose of getting a reward credit card
is to get incentives for your usage. But if you usually pay
for the interest, you may be paying for more than what you
get from your credit card.

One final reminder, if you're using a frequent flier miles
credit card, keep in mind that the available seats for your
affiliate carrier are only limited. If you're going to a
tourist destination or if you're traveling during holiday
seasons, you may experience difficulty placing your
reservation. To avoid hassles, as you reach your qualifying
miles points, coordinate with your credit card issuer in
advance and make sure that you'll be able to book your
flight early with your affiliate airline. By making plans
and preparations in advance, you can enjoy your free travel
reward without headaches or complications.


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Ann Wilson is the head writer of RewardCreditCardSite.com.
This resource provides consumers with valuable reviews and
information on the best credit card reward programs. Its
main objective is to help people to take advantage of
credit card rewards and start earning reward points. Visit
http://www.rewardcreditcardsite.com for more information.

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