Rewards Credit Cards: More Options Than Ever Before

In today's credit card world, companies are offering a
growing number of reward programs. The reason? They are
competing for more customers. This is great news for you,
the consumer. You now have more ways to benefit from a
rewards credit card than ever before.

Consider your Options

With so many choices, finding the right rewards credit card
can feel overwhelming. As you sort through your options,
consider which credit card can best benefit you. If you
regularly travel, look into cards offering gas rebates or
hotel stays as rewards. If you live near an airport where a
particular airline has its hub (for example, one of
Continental's hubs is in Houston; Northwest has its hub in
Minneapolis), you may want a card that includes miles for
that airline. If you get a thrill out of receiving money
for using your card, look into a cash back card.

To ensure that you are getting the best deal for your
lifestyle, read through the fine print. Some credit cards
include an annual fee for the reward program. Others have a
high interest rate attached to the card. If you use the
credit card infrequently or regularly carry a balance, the
benefits of these cards may not outweigh the costs.

Reap the Rewards

Once you have chosen which rewards credit card is best for
you, you can look for ways to make it advantageous. Think
about buying groceries with your credit card; then pay off
the balance each month. If you shop online frequently,
start charging your purchases on the rewards credit card.
By using your card during the month and then paying off the
balance, you will be able to accumulate points and rewards
at a fast rate.

Some rewards credit cards come with an initial 0% APR on
purchases and balance transfers. This allows you to pay off
a balance, interest-free, while earning valuable points.
This is a good way to get rid of overhanging debts and
still enjoy the rewards.

Discover Miles Card

One great option for the frequent traveler is the Miles
Card by Discover. With this credit card, you'll earn one
mile for each dollar spent on general purchases. For every
dollar that you spend on travel and restaurants, you'll
receive double miles. In addition, you'll earn 1,000 bonus
miles every month that you make a purchase for the first
twelve months. This can earn you up to 12,000 miles – an
excellent way to start! Redeem your miles for tickets on a
variety of airlines.

Another benefit from the Miles Card by Discover is the 0%
introductory rate on purchases and balance transfers for
the first year. There is no annual fee, and you'll receive
a regular low interest rate if you qualify.

Chase Flexible Rewards Platinum Visa Card

With the Chase Flexible Rewards Platinum Visa Card, you'll
enjoy a reward program with plenty of variety. Start by
earning one point for every dollar spent on general
purchases. You can use the points toward airline tickets,
car rentals, hotel stays, and more. There is no annual fee.
You'll also receive a 0% introductory rate on purchases and
balance transfers for the first six months.

The options are out there. Now it's up to you to take
advantage of the many offers available. With a little
research and planning, you can make the most out of your
rewards credit card.

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To View Rewards Credit Card Offers click the following
link: http://www.credit-card-surplus.com/rewards.php . Ed
Vegliante runs http://www.credit-card-surplus.com , a
directory helping consumers to compare and apply for credit
cards.