Thursday, August 16, 2007

Where Are The Best Gas Credit Cards Hiding?

Many consumers are keeping an eye out for the best gas
credit cards the market has to offer. After all, with
rebate offers that offset increasing gas prices, gas credit
cards aren't the plastic outcasts they once were. If you're
wondering what to look for in the best gas credit cards on
the market, we have some guidelines to go by.

1. Low Interest Rates

If you're the type of person who carries a balance on their
credit cards, interest rates should be your top priority.
It used to be that gas credit cards were associated with
high interest rates. That, however, is no longer the case.
The best gas credit cards offer reasonable interest rates
in addition to money-saving opportunities.

2. Rebate Offers

Many of today's best gas credit cards offer rebates, not
just on gas purchases, but on any of the purchases you make
with the card. Instead of just getting gas rebates of 1 or
2 percent, the best gas credit cards offer up to 5-percent
back on the gas you purchase and cash back on other
purchases too.

3. Intro APRs

In addition to a low fixed interest rate, the best gas
credit cards also offer 0-percent APRs for a period of 6
months or longer. If you need to make a large purchase and
you'll need a few months to pay it off, then a 0-percent
intro APR can really come in handy.

4. Forget the Annual Fee

When it comes to the best gas credit cards, you should
never pay an annual fee. The credit card market is more
competitive than ever and most credit card companies have
thrown annual fees right out the window.

5. No Rebate Limits

Some gas credit cards try to entice you with high rebate
percentages and offers that seem too good to be true. They
usually are. It's not uncommon for gas credit cards to put
limits on the number of rebates you can earn.

The best gas credit cards have no rebate limits. You can
earn $1 or $1,000, it's all the same to them. Before
applying for any gas credit card, make sure there is no
rebate limit.

6. No Expiration

Gas credit cards that offer rewards sometimes put an
expiration date on the rewards you can redeem. One day you
go to redeem your rewards and see that you can't because
you're too late.

The best gas credit cards don't put expiration dates on
reward redemptions. After all, they're your rewards. You
should be able to use them when you want.

Remember, the world of gas credit cards has changed quite
dramatically over the past few years. The best gas credit
cards know this and do everything in their power to ensure
they're offering their cardholders the best terms and
conditions in the marketplace.


----------------------------------------------------
For more tips on gas credit cards, saving money and
avoiding getting taken, check out CreditCardTipsEtc.com, a
website that specializes in providing credit card tips,
advice and resources.
http://www.creditcardtipsetc.com/gas_credit_cards/

No comments: